What you thing importation of a Credit Card in the life of student


Most credit cards designed for students were created for college students - but can a high school student get a credit card? The short answer is: YES. The long answer would involve a lot of discussion! As teenagers, many go out and get their first jobs, or are otherwise earning income from allowances or babysitting. It's the perfect time for parents to help them learn the basics of money management; which is something many families skip over; leaving graduating high schoolers to move on to college or the 'real world' with very little real world knowledge of finances. Just a few short years ago, it was not only next to impossible to give a teenager a credit card, but you would be considered a little on the crazy side to do such a thing! Times have changed though, and there are various credit cards on the market for teenagers that parents can use to help them learn the basics of financial responsibility. Credit cards for teenagers include features like parental control and digital 'allowances'. It may be sweat-inducing to give your teenager a credit card, but a credit card makes a good educational financial experience for your child- before it's too late for you to help them become financially responsible individuals: Teach Them About Good Credit. With so many adults currently struggling to re-establish their credit or increase their income so it's easier to keep up with their monthly payments, it's never too early to teach teenagers how to manage money. Teaching them at a younger age can prevent them from over spending once they're on their own. Nellie Mae claims that the average freshmen college student has over $1,500 in credit card debt; and once a student realizes how easy it is to 'get what they want, now', it becomes habit to use credit cards to buy the things they want while in college. If the teenager enters the adult world with solid money management skills, they're less likely to get in over their heads in debt. Your Options. If you're not concerned about your teenager establishing a credit history at this time, and simply want a way to teach the basics of money management, you can look for a prepaid debit card with a Visa or MasterCard logo. Some of these cards may have annual fees or transaction fees- which just gives you another opportunity to show how using a credit card isn't the same as buying with cash. You could also sign your teen up for a checking account with debit card; or put them as an authorized user of a credit card account you already have- or open a new credit card account with a low limit and put your teen on as a cardholder. Gives Teen Access to Emergency Money. When your children become teenagers, chances are they are starting to spend more time away from you and on their own or with their friends. Sometimes they may have a need for cash- if a car breaks down and they need to be towed off the highway, or for long distance phone calls for example. Having a credit card in their pocket will make it possible for them to handle an emergency that requires access to money and can give you a little more peace of mind. If you decide you are ready to teach your teenager the basics of money management and credit, make sure you spend some time investigating the various options available to you before choosing an option. Regardless of which option you choose, you'll want to be sure to spend adequate time with your teenager and not expect them to know what to do with it on their own! Try using a service like Citibank's Credit-Ed program: http://www.citi.com/us/cards/cm/student/index.htm About the author: For help comparing credit card offers, visit CreditorWeb.com.

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Would you vote for me? here is what I believe in!!! Please Read Vote Mr. Jones?

Economy-Taxes should be based on a percentage of what you make, that way it is fair. State sales taxes should not be over 5%. Corporations should not be controlled by the government, but if they pose some kind of danger to the country they should be regulated.

Environment-The government should support Electric cars by offering tax credits to companies that sell them. Also people who buy them should be recieve a tax credit. Solar power should replace the use of oil. Domestic production should continue middle eastern oil should not be used by the U.S. Wind power should be used in off shore wind farms.

Immigration-English should become the national lanuage. Documents including drivers test should all be in english. Illegal immigrants should be prosecuted, they broke the law, and they should be deported. The U.S. should support legal immigration, but due to over population the number of new citizens should be resticted. Companies that employ illegals should be fined and or put out of bussiness. A wall should be constructed along the U.S. mexican border. The U.S. should support workers visa cards for people who want to work here. The U.S. should guide Mexico to help them improve their country, but should not do so with tax payer's money.

Abortion-should be allowed, look at it this way. Do you want to pay with your taxes for someone's kid to go through hell living in child care without parents? and what if a girl was raped? This is not an easy answer, and I don't support the idea of it, but in reality I think it should be allowed, I support abortion. I also support stem cell research.

Gay Marriage-I do not support, but if the majority of a state's population wants to allow it, then it should be allowed.

Death Penalty-I support, but the evidence has to be there. Your taxes should not go to keeping murdurers and rapists alive.

Crime-More Police and harsher laws. I do not believe in legalizing drugs. Medicinal use should be allowed though. Kids should be educated better in school through programs like d.a.r.e. More colleges should be built in high crime areas like L.A. Oakland, Detriot, to offer people a chance to escape from poverty.

Welfare-I do not believe a large portion of taxes should go to welfare, people need to help themselves. I do believe in food stamps and out of work aid, but not welfare cadallics.

Education-needs national standards and all schools need to have the same criteria in order to graduate high schools and colleges. If a student obtains a GPA above 3.5 their cost to attend any college of their choice (accepted to) should be waved. College should not be out of reach, anyone should be able to attend schools like harvard if they worked hard, despite what their parents make.

Military-Afganistan should be kept under control due to the terror treat. Osama Bin Laden should be captured and prosecuted for his crimes. Diplomacy should always be used before military engagement. The United Nations should should step in on certain issues like the genocide in Darfur. Dipolmacy should be used towards North Korea, but if they go against international law they should be sanctioned.
Gantonomo should not be shut down. They should recieve trials in court though.

Social Security-should not be spent by the government it isn't their money to spend.

Health Care-should be similar to Canada

The Second Amendment-automatic weapons should be illegal, background checks should be required, Certain guns should not be owned. Should be regulated, but responsible people should be allowed to own a gun.

Afirmative Action-should be abolished, there should be a colorblindness towards everyone. People should be defined by their accomplishments not by their race.

I HAVE JUST PRESENTED SOME ISSUSE AND MY STANCE ON THEM. IF I RAN AS AN INDEPENDENT WOULD YOU VOTE FOR ME. YES OR NO AND WHY. THANK YOU

Answer
I have to disagree on your stance on abortion. I understand, but being a christian I can not agree. Other than that, I am with you! I must be honest though....I would have a hard time believing you. You sound too good to be true! :-)

Oops....I missed the health care issue.....I don't believe in socialism an any form. Those people are not getting good health care,.

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