I live in Canada. I have this red CIBC card that says "convenience card." how do I know if it is a credit or debit card? is there any charges if i use them? I never used the cards before. I have a premium grown account. I am 16 if that matters. CIBC is a bank in canada.
In the States a debit card is deducted from your bank account. a credit card is a line of credit that you must pay back at a prearranged rate. a CIBC card is more along the lines of a debit card. it takes money from your Canadian bank account.
debit is prepaid (better if ur a not pay attention 2 price spneder...) and credit kills u @ the end of each month =D
its a debit card
Don't know but call the number on back of the card and ask. see if you can look up the account online. Inquire.
What is the difference between a debit card or a credit card?
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