However, as fraud prevention technologies advance, so do the fraudsters, who go to great lengths to find loop-holes and weaknesses in new technologies.
Despite the introduction of more secure ways of paying, credit card fraud is still prevalent. So, we should always be on our guard to ensure that we do not become the next victim.
What can you do to stay safe from fraud?
The below will be obvious to most, but it does no harm to have a refresher...
• Never give your PIN to anyone else or carry it with you written down. It's best to keep this information secured safely inside your head
• Keep your cards in a safe place that's out of sight. Don't carry them at the top of your handbag or in the back pocket of your jeans.
• Keep tabs on your bank statements and query any transactions that you don't recognise with the bank
• Report lost or stolen cards as soon as you become aware that they are missing
• Make sure that the bank has an up to date record of your contact details so they can contact you immediately if they see any suspicious activities on your account
Being cautious at all times is the key to reducing the chances of being a victim of credit card fraud.
Article Source: http://www.articlealley.com/http://nickcox.articlealley.com/tips-on-how-to-prevent-credit-card-fraud-485271.html
I was charged with credit card fraud but the charges were dismissed-what now?
I've been worrying that this credit card fraud thing i have on my juvinile record (15 yrs old) is going to kill me. Today I found out that it is on my juvinile record but it says the charges were dissmissed. So it's on there but the charges were dismissed. I have nothing else on my record. Can this be held against me or am I just being paranoid?
Answer
First, most employment background checks and applications are asking about convictions and pending charges. An arrest from 15 years ago that was dismissed is neither.
Some states allow you to have your juvenile record sealed, expunged or both if you have remained crime free. You may want to discuss with a lawyer or search for information about your state on the Internet.
Juvenile records do not get automatically sealed in all states.
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