Oakland Raiders Credit Card | Nfl Extra Points™ Platinum Plus® Visa®

The Oakland Raiders official team logo can now be featured on the NFL Extra Points™ Platinum Plus® Visa® Credit Card from Bank of America.  (www.raiderscreditcard.com).   This rewards credit card has proven to be a touchdown with fans and is scoring rave reviews in the rewards credit card industry.  Like many universities, airlines, and retail stores have done for years, NFL football teams like the Oakland Raiders are now being displayed on consumer credit cards.  These football oriented credit cards are rapidly growing in popularity and are proving to be a hit with sports fans across the country.

The NFL Extra Points™ Platinum Plus® Visa®™ Credit Card from Bank of America has valuable features, including:

•           A $50 NFLshop.com gift card after your first qualifying transaction(s) using your NFL Extra Points™ Visa® Credit Card.

•           No Annual Fee.

•           Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for NFL merchandise, tickets, and VIP passes to NFL experiences.

•           0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           100% fraud protection

•           Online account access and Points management.

At a time when everyone's nerves are frayed because of uncertainty in the stock market, illiquidity in the credit market and the softening real estate market, one thing remains constant – sports fans love NFL football.  Historically, football has given the public something to believe in and something to hope for, particularly in tough economic times.   With the NFL Extra Points™ Platinum Plus® Visa®™ credit card, Raiders fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.raiderscreditcard.com to complete the credit card application online in a few short minutes.

How does a credit limit work, I just got my first credit card?

I just got my first credit card and it has a $2,500 limit on it. I have charged $2,225 on it. I will only be able to pay the minimum payment this bill cycle of $50. Though I should be able to pay it off in full by late September. In the mean time I need to pay some bills. Will I get a $2,500 credit limit the following cycle or just the remaining $275 until I pay the bill?

Answer
The credit limit is the highest balance you can have on the card at any one time. If your balance goes over the limit, you will most likely be hit with a service charge. To figure out how much you can use the card, subtract the current balance from $2,500 and that is your available credit (right now, it is $275...when you pay the $50, your balance will come down a little (probably about $20 with finance charge) and your available credit will go up a similar amount (assuming you haven't charged more in the meantime).

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