Bank of America and Major League Baseball are creating excitement in the credit card industry. Like many colleges, airlines, and department stores have done in the past, Major League Baseball team logos are now being displayed on consumer credit cards. These team logo credit cards are rapidly growing in popularity and proving to be a hit with baseball fans throughout the country.
The Major League Baseball® Extra Bases™ Credit Card from Bank of America offers no annual fee and a 0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for the first 12 billing cycles. As incentives designed to gain customer share in the extraordinarily competitive credit card market, the baseball credit card also offers an official MLB™ licensed jersey after the first qualifying transaction using the card. In addition to the no annual fee and 0% introductory APR, the card offers a point based incentive system whereby card holders earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, coveted MLB™ life experiences, travel and cash rewards.
Every major league baseball team can be represented on a credit card. Visit www.majorleaguecreditcard.com or www.collegecreditbuilder.com to access the Major League Baseball™ Extra Bases™ Credit online application. Chicago Cubs fans and Los Angeles Dodgers fans and New York Yankees fans now have something in common aside from their love of baseball. Real fans carry the card. With this credit card, consumers can be reminded of their favorite team every time they look into their wallets.
How do you get your credit card interest rate lowered?
I have heard that there are ways to get your interest rate lowered. What are they. I just got off the phone with my credit card company and asked if I could get my interest rate lowered and they said no. They said I have the lowest interest rate they offer at 11.5%. Is it a myth that it's possible to get your rate lowered?
Answer
It's not something that's just doled out because that's how credit card companies make their money.
In the rare even that they oblige you, you have to :
1. Have an impeccable payment history, no lates or skipped payment on credit card or any other accounts
2. Have a good existing credit score
3. Have had the account for a minimum of 3 years.
Nowadays it's a rarity that they're lowering rates in the wake of the credit crunch.
Posted in 
Tags: 