please can somone help me on How to write a reconsideration letter for denial of first time credit card application, this is as a result of insuficient number of credit reference and insuficient established revolving credit accounts
Don't waste your time doing this...Your letter will get thrown away in 1.5 seconds.
How to write a reconsideration letter for denial of first time credit card application?
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None of those items can be considered credit references.Creditors that report monthly to bureaus are what you want to look at.
Examples: In Store Credit cards- Macys/Best Buy/Wal Mart
Examples: Auto Loan through a Finance Company/Credit Union that you are paying on monthyly.
Exmaples: Mortgage or House Payment.
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This is a very interesting topic. I think that people should do a backround check on certain companies claiming to donate proceeds of charitable donations. I mean there are certain credit reference agencies that individuals or organizations can consult...like Duns and Bradstreet....Standard and Poor can also advise...And ofcourse if your very well connected, you can always ask the CIA to confirm the credibility of any charitable organization.
On a credit card application, should I put my apartment rent total, or just my third? Credit Card Application
I just fixed it in the item description. Derp, credit reference.