Credit card companies understand this need in every customer. This is why they have created the Instant Approval Credit Card where online credit card applications will be approved instantly. Additionally, some web pages allow consumers to compare various credit cards to make an informed decision. Then, all they need to do is to submit their personal details through an online form and acquire approval within minutes!
However, that does not mean that you can just print your credit card right off your computer screen. The physical card will need to be mailed to you before you can start using it. This means that you probably have to wait a few days before you can really start shopping.
There may also be cases where instant approval may not be so instant after all. As these credit cards are meant for those with a good credit report and FICO score, your details are subjected to credit checks the minute you submit your application. The credit card company accesses your credit details at the credit bureau to ensure your creditworthiness. In the event of an issue with your credit report, your application may be flagged to be reviewed later by a representative from the credit card company.
In their quest to attract more applicants, Instant Approval Credit Card companies have also included incentives for consumers. These would include benefits such as 0% APR for a limited period, free balance transfers or no annual fees required. Additionally, reward point programs allow credit card users to redeem free household products or get their cash back once they have reached a specific point threshold. With so much to offer and a wide variety of credit card choices, there is no reason why anyone shouldn't apply for an Instant Approval Credit Card, even if you don't have a need for it right away.
Alan Bernstein recommends Find Credit Cards to apply for an instant approval credit card today.
Article Source: http://www.articlealley.com/get-approved-now-apply-for-an-instant-approval-credit-card-37603.html
How long does it take for a Chase Freedom to be approved?
I am a 22 year old student. I have had a discover more credit card for the past 2 years with not late payments. I really have been using it to accumulate cash back from my purchases. I applied for a Chase Freedom card because they offer something very similar to Discover's 5% back. When I applied I was shocked to see I wasn't instantly approved. since I wasn't instantly approved, does this mean I have been denied. The website said that they were reviewing my application and would take 7 to 10 days to get back to me. It sounds like it has been denied; however, I have never had a Chase card and wasn't sure if they offered instant approval. Any ideas, suggestions..
Answer
Are you carrying balances on your Discover?
This can ruin, if not devastate your credit.
Hope you know that paying credit cards in full is the way to get top credit.
If you have been paying in full each month.
Expect a credit card in the mail.
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answer? Kindly help others and answer below.
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