I have 10,000 in credit card debt?
im 23 and have got myself in a hole that i cant get out of im selfemployed so evey month i make a different amount,i have use my credit cards to live off of,and now im haveing a really hard time paying them off,i want to consolidate my debit or do debit management i dont know witch one to do, i spoke with somone from credit solutions but i dont know if i should go through them there is so many out there,does anyone know of a good place to go threw? also i have been researching online and read you have to be in collectins to get in one of these programs in order for the companys to settle, i have never been late on any payments so sould i just stop paying them? and mabey rake up some more debit b 4 i go threw with it?
Answer
A line of credit, or a bank loan will help. You could use a loan to pay off the credit card, then pay back the line or loan at a much lower interest rate. There isn't much else you can do..find a part time job? Never pay the minimum payment on a credit card.
DON"T stop paying, it'll make things worse.
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To return the tax rates to what they were when our economy was healthy. You know, before the Bush tax cuts lowered tax revenue way below spending which caused his debt to double from $5.7T to $10.8T. The cost of his two wars didn't show up until Obama took office. That didn't include the $1.3T deficit that GWBush gave Obama either.