Credit Card Debt Collection Training Possible New Career

Credit Card Debt Collection Training - Possible New Career

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Debt result Company

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Debt Consolidation Company

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Consumer Credit Counseling

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There are distinct debt management companies out there that provide debt avail to the financially troubled people. However, you should choose the relief provider that provides you affordable debt advice without being focused on their own fiscal benefits. Also make sure to buy into alien the tone and experience of the service provider so that you wind up not end up making a wrong decision.Visit here now http://cleardebtshelp-solution.blogspot.com

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Obtain validation from collection company on credit card debt?

I had a credit card a while ago which i owed around $3000. I am getting calls from a debt collector about paying but i called the company (to verify the exact amount) and the company looked me up and said they had no record of it to give me,

Since the credit card company has no record of it then how else can i obtain validation from collections that this is a valid debt for the amount they say
what would they need to send to me to prove that it is a valid debt *that they have ownership over the debt)?

Answer
Hello Juan,

you actually have some rights working in your favor. Companies often will sell a debt to another company to recoup some of their losses or hire a company to collect for them. If the debt was sold it should have a zero balance on your credit report from the original creditor. that is why they have no record of it.

The Law clearly states "Fair Debt's Collection Practices Act" that a creditor MUST have proof that you owe the debt in order to collect the debt. You need to send the collection company a certified letter asking them to give you proof of the debt per this law, exp.. a contract, a copy of a payment etc.. if they do not have proof Command them to delete their record from your credit report and cease from collecting.
They know the law and will comply. You owed the debt to the main creditor. you did not have an agreement with a third party. I have done this numerous times for my clients and it has work like Gold because the law is the law.

Seek a consumer advocate attorney if the collection agency violate the law and your rights.

Hope this helps, jaxs

answer? Do not hesitate to help others and answer below.

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