So my dad has tons of credit card debt. And theres no way hes going to be able to pay it all. since he has cancer and will probably be dead in less then a year.
Will the credit card companies come after to me to collect the debt he owed?
I am sorry about your father.
The card companies might try to get you to pay the bill but you are not legally liable for it. Note though that his estate will be used to pay off his debt before any inheritances are given out. if the debts are greater than the estate, nothing will be given out but the card company cannot legally came after the children.
They may try, but legally you are not responsible for those debts. as long as your name is not on the account it would be the same as them trying to get the money from jo-blow your neighbor. When he does pass send a copy of a certified death certificate to them and they will then clear the debts. on any secured property (that was used to secure the debt) they can come and collect on it.
They have been known to try, but unless you are a coborrower or cosigner, you have no obligation to pay. Debt is not inherited; his estate would be liable for the debts.
As long as your name is not on any of your fathers credit card accounts then the answer is NO.
Children do not inherit debt.
Your fathers estate has to pay off the debt and if there is not enough left over to pay for the credit card debt then the credit card company has to write it off.
Do not let them talk you into taking over the payments. a simple:
Excuse me... but I am not responsible for my deceased fathers bills and I do not want to be contacted again about this matter...
should do the trick.
Understand this: Legally there is no obligation for you to pay any of his debt. But they will sell this debt to collection agencies that specialize in dealing with bereaved relatives and they are very good at talking you into paying the bills. very, very good. Don't fall for any sympathetic collection agency caller and tell them to get lost.
No... NOT as long as His kids names aren't on any of those Cards! 
No after your parents are deceased they are no longer
liable for any debts And they can not come after you
So rest your mind assure , Now if you have a joint credit card account with your dad , Yes after he's decease they can come after whose name is left on the credit card
That's only if you and your dad got a joint credit card account together
They cannot collect from you although they can and will take everything he has left after he dies.
Please note that they may harass you. they may sell the debt to debt collectors who will harass you. But you do not have to pay, should not pay, and cannot be made to pay.
If he ends up dying owing a lot more than he has in assets (bank accounts, cars, house, etc) be sure that someone who has their head screwed on straight handles his estate after he dies. there are very specific rules you have to follow, if you don't trouble can follow...especially if the family goes rushing around dividing up his "stuff" shortly after he dies.
If he has any money when he dies, then that money must be used to pay the debts. if there is not enough money, but there is anything else of value, then it must be sold and that money must be used to pay the debts. you will not be able to keep any inheritance from him unless the debts are paid in full.
However, you do not have to use any of the money that you already have (or earn in the future) to pay. Any debt that cannot be paid with what he has will die with him.
No. even adult children are not responsible for the debts of their parents
Sorry about your dad. Yes i bet they will try and do that. they might call you and scare you that they will sue you and stuff like that. I would contact your layer and ask him about it.
Can credit card companies try to collect debt from parents children?
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