Online credit card applications can be found at www.goodstudentcreditcard.com where students can compare the best student credit card offers currently available for students. Conscientious credit card use can lead to a lifetime of low-interest rate loan opportunities like auto loans, mortgages and other forms of consumer credit. Even though students tend to have limited credit histories and lower reportable incomes, good students enrolled in universities and colleges throughout the country are often given the opportunity to start building a credit record early. This is an opportunity that should be highly valued, particularly in light of the enduring credit crisis which has made it difficult for many people with good credit records to receive new credit cards, mortgages and auto loans.
Student credit cards issued by Discover and Capital One are specifically designed for student applicants. Some of the features offered by these credit card issuers include:
• No Annual Fee
• 0% Interest for a fixed period of time
• Cashback Bonuses
• $0 Fraud Liability Guarantee
During this climate of economic instability, illiquidity in the credit markets, uncertainty in the stock market, and the softening real estate market, one thing remains constant – good students should be given the opportunity to build a credit history. Responsibility, however, is required. It is important for students to remember that if they don’t have enough money to buy something now, you should consider saving up until you can. Credit cards are most beneficial when then balance is paid in full every month. They should be treated like cash in your wallet. In these difficult economic times, where credit is proving to be more difficult to come by, it is important to establish a strong credit profile by obtaining credit early and maintaining a consistent payment history. Student credit cards issued by Discover and Capital One are perfectly designed for student applicants.
Visit www.goodstudentcreditcard.com to apply online in a few short minutes.
What is the best student credit card to get?
Getting a credit card possibly, wanted to see what I should be looking for in a card, such as an approx APR that I can use as a standard for "good" and one for "bad". Also, brands of student cards and such. Just need some insights to this, before I made my decision. I haev been searching on sites about credit cards, so if i can get info on a good rate to look for, then I can choose from the ones I am comparing currently. Obviously, I'm not stupid enough to want to apply for a card that is 25% beginning apr or something like that. pros and cons are helpful! I will be using this card ot build a credit history, mainly for my college bills , which i already have the sufficient funds and will be paying the bill in full monthly.
Answer
student credit cards usually have very high rates. if you are going to charge a lot of things on it and just to make min. payments, i'd say don't get a credit card! you are just spending the money that you don't have. since you're paying in full monthly, you dont have to worry about APR. also, use only 30% of your credit line. thats the best to build credit. good luck
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